It's easy for financial situations to get out of control. Sometimes it begins with the loss of a job or the death of the primary wage earner in the family. Or maybe it's a consistent debt pattern that has finally spiraled out of control. Whatever the reasons, there often comes a time when the stress of personal debt becomes too much. Creditors call constantly, the debt load and related interest continue to increase (even with financial data provided by a withholding calculator), and there is no apparent way out of the situation.
While it is never an easy decision, sometimes filing for bankruptcy is the best decision. But what if you decide to file bankruptcy but cannot afford the services of an attorney? Below are some do-it-yourself Bankruptcy law products and services examined by the American Legal Review that many persons can use to file on their own, without an attorney:
If filing for Bankruptcy is your only solution to unbearable debt, but you cannot afford to pay an attorney to help you, then Standard Legal's Bankruptcy Software will save you time, money and stress. This easy-to-use downloadable software contains all of the necessary forms and comprehensive instructions, and are legal and valid in all states. The content is updated constantly -- each time a Bankruptcy law, District Court form or administrative or legislative action is created. While the Bankruptcy process itself can be rigorous, the legal forms software and instructions provided by Standard Legal are the best available. The instructions have been written by a long-time bankruptcy attorney who has handled hundreds of bankruptcy proceedings. He has taken that experience and added real insight and overviews: strategies for convincing the court of the direness of your situation, what income and expenses to list on the forms (and what not to), the timing of each filing, and more...
LEARN MORE: STANDARD LEGAL'S BANKRUPTCY SOFTWARE
FindLegalForms.com offers some worthwhile bankruptcy titles:
Helps you organize and record your financial information before beginning the bankruptcy process. For use in all states.
Chapter 7 Personal Bankruptcy
Chapter 7 Personal Bankruptcy Kits containing forms, information and detailed instructions on how to fill out and file the necessary forms for a Chapter 7 (Personal) Bankruptcy. For use in all states.
U.S. Legal Forms offer all bankruptcy forms in Microsoft Word Format. Adobe Acrobat format also offered. Complete these bankruptcy forms on your computer. Your package includes all forms needed for filing Chapter 7 or 13 bankruptcy, Information and Important Resources. May also be used for Chapter 11 or 12.
LEARN MORE: U.S. LEGAL FORMS BANKRUPTCY TITLES
NOLO offers several Bankruptcy-related books, e-books and legal forms packages:
The New Bankruptcy: Will It Work for You?
A clear path through the bankruptcy maze! Bankruptcy laws have changed, and figuring out how to use them effectively is harder than ever. For plain-English guidance you can trust, turn to The New Bankruptcy. Here, you'll discover the clear-cut answers, information and strategies you need to figure out whether bankruptcy is the right solution for your debt problems.
How to File for Chapter 7 Bankruptcy
In Nolo's book/ebook 'How to File for Chapter 7 Bankruptcy', you'll find the clear and user-friendly information, advice and forms you need to get through the entire process. First, the book will help you determine whether you qualify for Chapter 7 -- and whether it is the best way to deal with your debts. Then you can use the forms to file with the Court.
Chapter 13 Bankruptcy: Repay Your Debts
Reduce your debts, save your property -- and start over! Are you behind on your mortgage, taxes or other bills? Are creditors threatening foreclosure or repossession? This book will show you how to save your house, car and other assets with Chapter 13 Bankruptcy. It lets you cancel your debts and pay off the rest with an affordable repayment plan. And now you can avoid attorney fees and do it yourself -- let 'Chapter 13 Bankruptcy' show you how. Includes the necessary legal forms.
Lexington is a law firm specializing in repairing credit reports. Lexington has helped over 200,000 Americans repair their credit reports by removing inaccurate, misleading, or unverifiable information. From bankruptcies to charge-offs to tax liens, they have challenged virtually every credit problem imaginable -- and deleted over 500,000 items this year alone.
LEARN MORE: Lexington Law Credit Services
Bankruptcy can be a complicated legal process. There are often a significant number of legal forms to prepare and file. If you come to the decision that you cannot handle the paperwork and required legal filings, then you need to find the best local attorney you can to help you.
But what's the best way to go about finding an attorney?
At Legal Match, you can post the information about your case or legal need for free. LAWYERS WILL RESPOND TO YOUR REQUEST WITH THEIR BEST OFFER -- THEN YOU PICK THE BEST ATTORNEY FOR YOUR NEEDS! You are in complete control!
Post your legal request now for FREE at Legal Match!
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